A severe windstorm that went through Toledo, Ohio, the house of Mr. Sullivan was severely damaged structurally. The high wind had creased and lifted roof shingles, damaged ridge caps, and loosened flashing, which made the roof vulnerable to further damage.
Seeking the assistance of a professional, Mr. Sullivan retained the services of SPJ Adjusting to settle an underpaid insurance claim. While a claim was lodged at Allstate, the initial payment of $13,296.40 offered by the carrier did not accurately represent the extent of the damage caused by the wind.
In order to bridge the gap, we conducted a comprehensive assessment of the subject property. Our on-site evaluation verified the extensive functional wind damage requiring a replacement instead of just repairs. Additionally, we identified areas that have been overlooked, along with the tear-offs required, and building code requirements to put the property back to its pre-loss status.
With precise measurements, photo documentation, and an emphasis on an evidence-based appraisal submission, we proved that there was a considerable mistake with the original amount estimated for the loss. The end result of this appraisal yielded a settlement amount of $46,582.75, which enabled the homeowner to make repairs.
This is a reflection of our dedication to accuracy, professionalism, and effective appraising in cases where wind damage claims are underestimated.
