A hailstorm with damaging intensity swept across Andes St in Denver, CO, and left the property of Monzalvo with roof bruising, shingle fractures, dented metals, and interior water staining. The damage was evident, but the first estimate from Travelers Insurance was a mere $20,952.47, greatly undervaluing and not addressing major repairs.
Monzalvo knew that his house needed far more than the offered amount.
That’s when he contacted SPJ Adjusting to step in and fight for a fair result.
How SPJ Adjusting Changed the Outcome
Conducted a thorough hail analysis and noted several missed items:
- Undervalued roofing replacement requirements
- Damaged gutters, vents & soft metals not included in original scope
- Interior finishes that were affected by moisture were missed in the original survey
- Code-related upgrades needed to safely rebuild
We initiated the appraisal process with a robust evidence package and clear documentation to ensure objectivity in the reviews and proper valuation for every repair task.
The Final Result
Through skillful negotiation and handling of the claim efficiently, a settlement of $32,830.16 was obtained, a far larger increase than finally reflected the actual cost of restoring the home. What started as an underpaid claim turned into a proper and justified payout, allowing Monzalvo to finally have what he needed to recover from the storm.
At SPJ Adjusting, we protect homeowners from being underpaid by turning frustration into fairness and uncertainty into success.
