Strong winds affected the properties of Mr. Hongell, and when the impact occurred, the extent of the damage was worse than initially thought. The force of the winds affected the rooftops as well as the susceptible areas of the building.
Although the damage was quite pronounced due to the actions of the wind, the first payment made by State Farm was a mere $897.35, which is patently insufficient compared to the actual cost of restoring the property to its former state. Mr. Hongell was anxious to avoid having to settle the difference himself. He thus sought professional help.
SPJ Adjusting was brought in to represent him. Our team performed an in-depth analysis and found hidden and undervalued damage from the winds. SPJ used pictures, video documentation, policy analysis, and direct negotiation with the insurance company to contest the original estimate and build clear justification for reaching a reasonable settlement.
The impact was significant:
Down Payment: $897.35
Final Settlement: $16,775.54
This has resulted in a huge increment of the claim value, and this has finally enabled Mr. Hongell to regain his property and protect it from any future gusts. This is due to the commitment to integrity and accuracy that has been shown by SPJ Adjusting.
