At SPJ Adjusting, we received a call from Mr Brooks, whose home in Houston, Texas had been severely damaged by a windstorm across multiple areas. The impact of the wind storm had deteriorated the roofing system with creased, cupped, and loose shingles, ridge caps, flashings, along with a lack of cover in certain spots, which indicates potential probable intrusions of water. Brooks submitted a claim to Liberty Mutual, but a readjustment of $14,106.25 from the carrier remained largely short of the real damage.
Our SPJ team begins the appraisal process with a thorough top-to-bottom assessment of the property. We identified existing, functional wind damage that had been overlooked, as well as essential elements that had to be replaced entirely in order to warranty to manufacturer requirements. Every element identified is documented with distinct photographic evidence, measurement, and price tag in accordance with industry standards.
It is SPJ that identified the extent of loss in a submission based on appraisal, which brought a final award from the appraisal of $48,639.80, giving the homeowner the confidence to undertake complete repairs of the property.
The significance of this result is that it reflects the commitment of SPJ Adjusting to accuracy, transparency, and sound advocacy in ensuring that the owners receive fair and justified compensation in cases where the initial appraisal has been inaccurate in estimating the amount of damage.
