In a sudden failure of the plumbing line that resulted in massive water damage to her dwelling, Ms Emily sought the aid of SPJ Adjusting services. Emily’s home in Aurora, Colorado, was experiencing sudden water ingress, which resulted in flooding of the floors, drywall, baseboards, and cabinetry, raising concerns about the hidden damage to the interior of the home. Perceiving the severity of the damage, Emily filed a claim at Travelers Insurance, which offered a mere $16,874.20, grossly insufficient for adequate damage mitigation and repair.
We initiated the appraisal process, thereby conducting a room-by-room assessment in order to properly evaluate the loss. We were able to identify moisture migration, demolition areas, and dry-down methods following regulatory guidelines for repair. Essential line items that were removed from a prior estimate, resulting in the homeowner not having enough funds to repair the home, were part of this assessment.
We have been able to show how the cost of restoring the property to what it was prior to the incident has been documented, valued, and communicated in our appraisal presentation. The final amount that ended our appraisal is $55,639.80, which has assisted the homeowner in repairing his property.
This success story is a demonstration of the SPJ Adjusting commitment to adherence to precision, transparency, as well as the award of fair compensation via the assessment process when claims from water damage are undervalued.
