When a destructive hailstorm damaged the residential property owned by Richard in Centennial, Colorado, the extent of the damage went well beyond what the naked human eye could see. Hailstorm damage does not merely affect the appearance; it damages shingles, undermines roof protection layers, bruises roof underlayment, dings metals, and poses a threat to the entire structure.
It was a serious hail damage case; however, the initial offer that was submitted by the Texas Farm Bureau Insurance Companies was just $33,863.59. This offer ignored all the roofing and exterior damage.
It is, of course, where we at SPJ Adjusters intervened in order to see that he received a fair evaluation.
Next, our appraisal team conducted a comprehensive inspection, recording the following:
- Hail-damaged roof shingles that need full replacement
- damaged roof underlayment and areas with excessive moisture
- Dents affect metals, gutters, and soft materials.
- There are hidden weaknesses in structures from repeated impacts of hail.
This was demonstrated through the provision of specific evidence, sound estimate, and thorough representation in the evaluation process to ultimately realize an upgraded payment of $45,354.06.
This has enabled the insured to proceed with correct repairs without shortcuts or patchwork and without any economic burden.
Our belief at SPJ Adjusting Services is that each hail claim is entitled to the full truth about its damage, and as such, this applies in this situation as well.
