A hurricane that had disastrous effects rolled through the neighborhood where Isabella lived in Pensacola, Florida. This led to her living area being rendered “chaotic” because her roof had shingles that were peeled off due to the strong hurricane, rendering it prone to water damage from the rain. Water got into her walls, floor, and ceiling. She was overwhelmed at what seemed to be massive destruction.
Nevertheless, with the levels of damage being so severe due to the hurricane, State Farm tentatively began with an insurance estimate at $155,332.56. This is a clearly insubstantial estimate for any renovation. In her situation, with her repair requirements increasing with each passing day and a future that seems uncertain with her dwelling, Isabella turned to SPJ for assistance.
In order for these challenges to be met, there was the need for a review that was detailed and all-encompassing, considering all factors involved with the effects of the hurricane. This was done by our team:
Conducted a thorough analysis of structure and moisture
- Recorded all wind and water damage.
- Identified uncovered problems and necessary coding corrections
- Researched and prepared an appraisal package based on facts
- Argued a value firmly, having in consideration the amount of loss
Isabella’s claim money increased from $155,332.56 to $282,368.00, and this enabled her to rebuild her house.
SPJ standing strong for homeowners in times of hurricanes and failed insurance.
