When Kevin Lux reached out to us, he was frustrated. After a damaging windstorm, his property suffered significant roof and exterior damage. He filed a claim with his insurance company, Allstate, expecting the coverage he had faithfully paid for. Instead, Allstate offered him just $8,504.26 — an amount far too low to cover the real cost of repairs.
That’s when Kevin turned to SPJ Adjusting for help.
Our Approach
As appraisal specialists, we immediately stepped in to:
- Review the original claim file and Allstate’s estimate.
- Conduct a thorough property inspection to identify wind-related damages that were overlooked.
- Prepare a detailed and well-supported appraisal package.
- Represent Kevin’s interests throughout the appraisal process to ensure fairness.
The Result
Through persistence and factual evidence, we secured a final appraisal award of $13,637.56 — nearly $5,000 more than Allstate’s initial offer.
Why It Matters
For Kevin, the difference meant being able to properly repair his home without cutting corners. For us at SPJ Adjusting, it was another example of how the appraisal process empowers homeowners when insurers try to minimize their losses.
We’re proud to have helped Kevin achieve a fair outcome and close his claim with confidence.
If your insurance company isn’t supporting your claim, SPJ Adjusting appraisal services can make the difference.
