Recovering Value Following a Fire: An SPJ Appraisal Success Story-Sacramento, California

Sarath Jerome

Sarath Jerome

Fire losses are known to involve complex and widespread damage, which was especially evident when SPJ Adjusting was contacted to assist Mr Turner with a fire loss that occurred at his residence in Sacramento, California. The fire resulted in significant structural damage, smoke penetration throughout the home, impairment to the electrical systems, and extensive soot deposits on walls, ceilings, flooring, and living areas.

Mr Turner filed the claim with Farmers’ Insurance. Although the carrier offered a preliminary settlement of $28,416.90, it did not take into consideration the full extent of the fire, smoke, damage, demolition, cleaning, and other restoration necessary to return the property to its pre-disaster state.

In order to rectify these issues, we started the process of appraisal. Our experts carried out a close observation, noting all the damage, smoke movement, as well as repair work that is repair-by-code. We developed a comprehensive appraisal process that relies on reliable measurement, professional pricing, which captures all impacted components.

Consequently, the matter of the claim had been resolved to a final amount of $84,972.60, which has now given the homeowner enough funds necessary to complete a full restoration.

This success story highlights the skills that SPJ Adjusting has in handling complicated fire loss claims, while our dedication to securing a fair, accurate results Cummings is evident here.

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