At SPJ Adjusting Services, we specialize in honestly Appraising losses for policyholders to ensure they receive the full and fair settlement they deserve. A recent fire damage claim exemplifies the value of having a skilled and experienced adjuster on your side.
Initially, the insurance carrier offered a settlement that fell far short of covering the true extent of the damage. This left the insured feeling overwhelmed and uncertain about how to proceed. Recognizing the need for a more accurate evaluation, the insured enlisted SPJ Adjusting Services to perform an appraisal on the file.
Our comprehensive approach began with a detailed inspection, including structural assessment, smoke and soot analysis, and contents evaluation. Leveraging our expertise in fire damage claims and our proficiency with advanced tools like Xactimate L3, we meticulously documented the full scope of the loss. This included providing precise measurements, photographs, and compliance with local codes, IICRC guidelines, and manufacturer recommendations.
Through diligent communication with the carrier, backed by thorough documentation and data-driven estimates, we successfully negotiated a substantial increase in the settlement. The result? A $330,100 increase from the initial offer, ensuring the insured could fully restore their property without financial strain.
This case underscores the importance of having a knowledgeable advocate like SPJ Adjusting Services to navigate the complexities of insurance claims. Whether it’s fire, wind, hail, or water damage, our team is committed to delivering results that protect your interests and your property.
