The initial effects that came with the resultant loss of such quantities of water to Thomas’s property in Naperville, Illinois, were quite detrimental as the water damage affecting everything from the saturated drywall to buckled floors, water behind wall surfaces, and ceiling stains posed functionality as well as health hazards. With each subsequent day that humidity increases, the associated risk for mold buildup equally increases.
This is, however, a total loss; however, the Philadelphia Contributionship initially contributed just $90,326.02, which is nowhere near the amount required for the restoration of the subject property to its pre-loss condition.
As no work was being done, and with increasing worries about the repairs, Thomas turned to SPJ Adjusting.
The appraisal team from SPJ gave a complete, room-by-room assessment of damages, also noting latent moisture areas, damaged electrical components, damaged insulation, and areas requiring complete tear-out, not just surface repairs.
Because SPJ made an accurate assessment in pursuit, they were able to negotiate an appraisal settlement for $109,062.43. What started out as a weak settlement offer quickly turned out to be a fair settlement, in which the homeowner can begin accurately with restoration. Essentially, this describes the method by which SPJ calculates proper assessment in a water-damage claim, to help the homeowners.
