When severe windstorms hit Westwood Cir in Houston, TX, one of Francisco’s properties incurred serious roof damage, lifted shingles, and water intrusion into the ceilings and walls. Yet, in spite of this evident destruction, the first offer from Farmers Insurance was only $2,969.97, a far cry from what was needed to restore the home.
Unsatisfied, and not knowing how to challenge the underpayment, Francisco contacted SPJ Adjusting.
Immediately, our professionals stepped in with a detailed inspection and complete roofing and interior damage assessment. Missing line items, overlooked materials, and needed code upgrades, all of which were essential for a proper rebuild, were identified by us. Strong documentation was key as we invoked the appraisal process to ensure an unbiased review.
Why Appraisal Made a Difference
- An impartial appraiser assessed the actual extent of the loss.
- Every repair item was given fair value not minimized.
- Settlement depended upon the facts, not on short cuts.
- The process delivered resolution faster and more efficiently.
The Result
Aggressive advocacy with expert claim handling led SPJ Adjusting to settle for $27,778.44, nearly a 10-time increase from the original offer.
Finally, Francisco received the fair payout his policy promised and was able to fix his home without compromise. SPJ Adjusting: We turn underpaid claims into full recovery. Homeowners deserve fairness, and we make sure they get it.
