Success Story: Marelou vs. Texas Windstorm Insurance Association – Dallas, Texas

Sarath Jerome

Sarath Jerome

The wind caused several areas of the subject property to be in disrepair, namely, Mr. Marelou. High winds blew and caused damage that, if left unattended, could lead to further exposure and expensive repairs later on.

For that extent of loss, the TWIA paid an initial sum of a paltry $4,026.16, which did not account for actual loss occasioned by wind damage, thereby leaving the insured apprehensive about the completion of required repairs under the policy.

SPJ Adjusting was brought in to provide professional representation. Our team conducted a thorough review of the wind damage, carefully identifying missed and undervalued repair items. Through careful documentation, policy-based analysis, and aggressive advocacy, SPJ opposed the carrier’s position and provided clear justification for an equitable settlement.

Because the SPJ intervened, the case of the claim had a very different outcome.

Payment Due: $4,026.16

Final Settlement: $14,315.24 This positive settlement enabled Mr. Marelou to continue with repairs, having renewed faith in the insurance process.

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