“The strong wind currents affecting the property of Ms. Starghill had resulted in some damage that had actually been much more serious than initially considered,” since the pressure of the wind had weakened the roofing structure.
Despite the severity of the damage, the insurance provider, State Farm, made a payment of $5,263.08. This was not a reflection of the real cost involved in getting the property back to its former condition. Not satisfied with the damage and anticipating costs associated with repair, Ms. Starghill hired a lawyer.
The case was accepted by SPJ Adjusting and a complete assessment of the wind damage was carried out. A number of items that had previously been overlooked and undervalued were noted and evidence collated to support the comprehensive repairs. With effective communication and good evidence, the insurer’s original assessment was successfully disputed by SPJ.
The result was a greatly improved outcome:
Down Payment to be made:
Initial Payment: $5,263.08
Final Settlement: $16,472.18
This facilitated more settlements, which enabled Ms. Starghill to undertake the right repairs and protect her property from the effects of any future windstorms. Accuracy and fairness on the part of SPJ Adjusting meant the claim would be dealt with correctly.
