When a strong windstorm tore through Kuna, Idaho, it quickly became clear that the few missing shingles on homes like Ray’s were only the beginning of far more extensive damage. These were strong winds, strong enough to lift roofing materials, tear apart protective layers, and drive moisture into places no homeowner can easily see. This kind of storm does not just scratch the surface; it compromises the integrity of the entire roofing system.
Yet the initial offer from Allstate came in at only $5,494.04, an amount that didn’t match the true severity of the damage.
That’s when we at SPJ Adjusting Services stepped in.
We then performed a complete and comprehensive examination and documented wind-uplifted shingles, compromised decking, torn underlayment, displaced flashing, and others that needed replacement, not patchwork. We made sure every effect of the storm was recognized, including the hidden structural impacts that often go unnoticed.
Through persistent advocacy and precise estimating, we were able to increase the award to $25,403.38.
This was not only a better number, but it was an equitable and just settlement that allowed Ray to properly restore his home after a damaging and stressful windstorm.
As we always say at SPJ, hard winds prompt us to be even more determined to ensure that our policyholders get what they truly deserve.
