VICTORIA KHAN VS. FARMERS INSURANCE – OVERCOMING HAIL DAMAGE CHALLENGES

Sarath Jerome

Sarath Jerome

When a strong hailstorm hit Victoria Khan’s house at Denver, CO, it destroyed the structural integrity of the roof, siding, and gutters in that home. It would have effectively shattered shingles, dented metal surfaces, and caused water infiltration risks throughout. Then came Farmers Insurance, which made an initial settlement offer of $55,395.56 grossly inadequate compared with the actual cost of such repairs. Victoria was beside herself, caught in the middle with no idea how she could restore her house to its previous condition.

Victoria was among the many who received hail damage and were overwhelmed trying to deal with their insurance company for a fair settlement. That is where SPJ Adjusting stepped in. Our in-depth review outlined the widespread damage that was missed in the original assessment, including underlayment compromise, hidden dents, and structural weaknesses that would show up as future problems.

SPJ Adjusting documented everything in great detail, including photos, measurements, and expert analyses. We took Victoria through each step of the process, explaining confusing insurance terminology, so that she could provide a strong evidence-based claim.

This resulted in an appraisal award of $63,512.30, monies that provided the funds necessary for her to fully repair and protect her home.

The Result

With SPJ Adjusting, Victoria was finally able to get her house restored, get her investment protected, and confidently move on.

At our company, we believe in fair, comprehensive settlements so that home and property owners can get fair compensation for hail damage quickly and efficiently.

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