A powerful windstorm blowing across Boise, Idaho, Milena’s home took much worse damage than could be seen from the ground: howling wind uplifted shingles, loosened flashings, tore underlayment, and exposed areas of the roof to moisture intrusion. “Minor wind damage” in appearance only; this was a roofing system compromised and just waiting to fail.
With all these serious risks, the initial offer from Allstate came in at a scant $1,857.92 far too little to cover what actually needed repairs.
This meant continued stress, uncertainty about whether her house was safe, and no defined path forward for Milena to properly restore her property.
That is when we at SPJ Adjusting Services stepped in.
As appointed appraisers, we performed a detailed wind damage study and found the following:
- Shingle creasing and uplift on different slopes
- Compromised underlayment that needs full replacement.
- Wind-damaged flashing, vulnerable roof transitions
Points of moisture exposure that, if untreated, would lead to leaks sometime later. We were able to increase this settlement through detailed documentation, accurate estimating, and steadfast representation to $11,360.94.
Finally, this fair and just appraisal award allowed Milena to move forward in correctly repairing her home, restoring the safety, and stopping the stress that was caused by the underpayment in the first instance. At SPJ Adjusting Services, we do not believe it is fair for a homeowner to fight to be treated fairly, so we do the fighting for them.
